Credit cards: How can I check my credit score

Credit cards are displayed.
Credit cards are displayed. (AP Photo/Elise Amendola, File)

Credit cards: How can I check my credit score

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A good credit score is an essential prerequisite to a variety of endeavors, including getting access to the best credit cards, qualifying for mortgages, securing the best car insurance premiums, and applying for loans.

To understand where one stands regarding a good credit score, it’s important to know your credit score. A credit score can be found in a number of places.

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First, most credit card companies now provide a credit score on customers’ monthly statements. Some auto loan companies do as well.

Credit and housing counselors, trained by the Department of Housing and Urban Development, can obtain a credit score for those who request one. Most can provide people with a free credit score and help review it, according to the Consumer Financial Protection Bureau.

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Another option is to use a credit score service. Many services operate through advertisements and can provide a credit score for free, while others may ask for a fee.

A credit score can also be bought from credit reporting companies. A FICO credit score can be bought on myfico.com.

© 2023 Washington Examiner

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